Your AI Powered Financial Assistant
Financial
HOW IT WORKS
Get started in just 3 simple steps.
1
Start a Chat
Just click “Try now” and download the App from your store2
KYC Verification
Complete your verification and get your account ready in less than a minute.3
Make Transactions
Send money, pay bills, save and manage your financesDo More With Your Money
From quick transfers to bill payments and smart savings, OrangePay.AI helps you stay in control of your money.
FEATURESChat with OrangePay AI to send, save and pay bills with easeUse our AI-powered chat to transfer money, buy airtime, pay bills, and manage everything — just by typing.
BILL PAYMENTSPay Bills Without StressPay Bills With EaseTop up airtime, buy data, pay electricity, cable TV, and other bills. Set up automations to never miss a payment again.
SAVINGSSaving Space and Pay CirclesCreate personal savings goals, lock funds until you hit your target, and join Pay Circles to save and manage money together with your community.
INSIGHTSKeep track of your moneyView spending breakdowns, track your balance history, and get AI-powered tips to help you save more.View spending breakdowns, track your balance history, and get AI-powered tips to help you save more and spend wisely.
Download the AppSend money, pay bills and save. Manage your money with OrangePay.AI.
Why Choose UsWhy Users Trust OrangePay.AIWe’re built for people like you, with features designed for your daily money needs.
FAQFrequently Asked Questions
What is OrangePay.AI?
How does OrangePay.AI work?
Where is OrangePay.AI available?
What features does OrangePay.AI offer?
Do I need a bank account to use OrangePay.AI?
How do I get started with OrangePay.AI?
What is the global eSIM feature?
How can OrangePay.AI help with savings?
What is Paycircle and how does it work?
What is solar financing on OrangePay.AI?
Can businesses use OrangePay.AI?
How does the Referral Program work?
Why might a transaction fail on OrangePay.AI?
My account was debited for a failed transaction—how do I get a reversal?
How do I send money or make transfers on OrangePay.AI?
Can I pay for airtime, data, electricity, cable TV, and other bills?
How do I activate and use the global eSIM when traveling?
How can customers find and pay merchants on OrangePay.AI?
How do I track my referral earnings and redeem points?
Can I create different types of Paycircle groups?
Is there a way to set up recurring payments or bill automations?
How do I verify my identity (KYC) on OrangePay.AI?
How do I get a reference letter from OrangePay.AI?
Ready to Manage Your Money Effectively?Join thousands of Nigerians already using OrangePay to send money, pay bills, save, and take control of their finances.